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At NTT DATA Payment Services, we are committed to simplify and deliver solutions to create a seamless payment experience.

LATEST ANNOUNCEMENTS
21 Apr 2025

U MOBILE TRANSFERS GOBIZ MERCHANT ACQUIRING BUSINESS TO NTT DATA PAYMENT SERVICES IN STRATEGIC MOVE, WITH PLANS FOR FURTHER SME COLLABORATIONS

Key Highlights: U Mobile has entered into a strategic agreement to transfer its GoBiz merchant acquiring business to NTT DATA Payment Services. This is in line with U Mobile’s move to increase focus on supporting enterprises’ digitalisation ambitions, in light of the company’s appointment to imp...

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14 Apr 2025

NTT DATA Payment Services Strengthens Leadership: Enoch Chhabra Named CEO of Payment Services and e-pay; Yuichiro Sato Steps into Role as CEO of eCommerce Solutions

  From left to right: NTT DATA Payment Services: Sean Hesh - Group CEO & Executive Director, Enoch Chhabra - CEO of Payment Services and e-pay, Yuichiro Sato - CEO of eCommerce Solutions KUALA LUMPUR, 14 April 2025 – NTT DATA Payment Services Sdn. Bhd. is strengthening its le...

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28 Nov 2024

OFFICIAL NOTIFICATION OF COMPANY NAME CHANGE

We are pleased to announce that our company has officially changed its name from GHL Systems Berhad to GHL Systems Sdn. Bhd., and subsequently to NTT DATA Payment Services Sdn. Bhd., effective 13th November 2024. This name change marks an exciting new chapter for our organization, reflecting our in...

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10 Apr 2023

GHL LAUNCHES PAYNET'S MYDEBIT SECURE CARD-NOT-PRESENT FOR SAFER ONLINE TRANSACTIONS

Key Highlights: GHL enables MyDebit Secure for its merchants utilising the online payment gateway. This allows the use of MyDebit cards for online purchases, enhancing the security of online transactions and reducing the risk of fraud. GHL is the latest PayNet ecosystem participant to enable MyDebit Secure Card-Not-Present (CNP), over 1,500 of its online merchants stand to benefit from more secure online payments MyDebit Secure CNP adopts latest 3D Secure Payment technology security protocols to better serve needs of fastest growing region for retail e-commerce and 3D Secure Payments. Kuala Lumpur, MALAYSIA: GHL Systems Berhad (GHL) announced earlier today that it has enabled MyDebit Secure CNP (Card-Not-Present) from Payments Network Malaysia Sdn Bhd (PayNet) which is set to benefit over 1,500 of GHL’s online merchants. GHL is the latest PayNet ecosystem participant to offer the more secure and safer online card-not-present payment solution in this country. Among GHL’s key online merchants that will benefit from this enablement are Best Buy World Malaysia, Easystore Commerce, Nihon Skin, EGroup Tech and CLT Asia Sdn Bhd (Camel Active online retailer). Forbes reported 20.8% retail purchases globally are expected to take place online this year. By 2026, it is expected to grow to 24%. Global retail e-commerce transactions value is expected to reach USD6.3 trillion this year, led by the Asia Pacific region growing at over USD2 trillion in revenue. An undesired ‘side-effect’ is increased fraud attempts. Research by Vesta estimates online payment fraud ranges 10-13% of global transactions with an average value of USD126 to USD135. This fueled demand for 3D secure payment authentication solutions like MyDebit Secure CNP that offers protection from fraud to both merchants and customers regardless of the device used to make or receive online payments - mobile, desktop or tablet. Capable of being delivered via merchant plug-ins or bank applications, both these MyDebit Secure CNP enablements are designed to facilitate 3D secure payment verifications to assist fraud prevention in online debit card purchases. GHL Malaysia’s CEO, Kevin Lee said, “As the e-commerce industry continues to grow rapidly, we understand that merchants need reliable payment solutions to protect their business and their customers. With MyDebit Secure CNP, our merchants can now offer their customers a more secure and convenient way to pay online without compromising on their shopping experience.” Gary Yeoh, Chief Commercial Officer of PayNet said, “Malaysia lies within Asia Pacific, the ‘sweet spot’ growth region of retail e-commerce. This is alongside the rise of 3D secure payment authentication market which is set to exceed USD2.76 billion by 2030, again led by the Asia Pacific region. With MyDebit Secure CNP, PayNet aims to better support our ecosystem participants capture their share of these enormous opportunities and meet their customer demands for safer and more secure online CNP payments using the latest 3D secure technology protocols, regardless of size, type, or location.”  

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10 Apr 2023

GHL LAUNCHES PAYNET'S MYDEBIT SECURE CARD-NOT-PRESENT FOR SAFER ONLINE TRANSACTIONS

Key Highlights: GHL enables MyDebit Secure for its merchants utilising the online payment gateway. This allows the use of MyDebit cards for online purchases, enhancing the security of online transactions and reducing the risk of fraud. GHL is the latest PayNet ecosystem participant to enable MyDebit Secure Card-Not-Present (CNP), over 1,500 of its online merchants stand to benefit from more secure online payments MyDebit Secure CNP adopts latest 3D Secure Payment technology security protocols to better serve needs of fastest growing region for retail e-commerce and 3D Secure Payments. Kuala Lumpur, MALAYSIA: GHL Systems Berhad (GHL) announced earlier today that it has enabled MyDebit Secure CNP (Card-Not-Present) from Payments Network Malaysia Sdn Bhd (PayNet) which is set to benefit over 1,500 of GHL’s online merchants. GHL is the latest PayNet ecosystem participant to offer the more secure and safer online card-not-present payment solution in this country. Among GHL’s key online merchants that will benefit from this enablement are Best Buy World Malaysia, Easystore Commerce, Nihon Skin, EGroup Tech and CLT Asia Sdn Bhd (Camel Active online retailer). Forbes reported 20.8% retail purchases globally are expected to take place online this year. By 2026, it is expected to grow to 24%. Global retail e-commerce transactions value is expected to reach USD6.3 trillion this year, led by the Asia Pacific region growing at over USD2 trillion in revenue. An undesired ‘side-effect’ is increased fraud attempts. Research by Vesta estimates online payment fraud ranges 10-13% of global transactions with an average value of USD126 to USD135. This fueled demand for 3D secure payment authentication solutions like MyDebit Secure CNP that offers protection from fraud to both merchants and customers regardless of the device used to make or receive online payments - mobile, desktop or tablet. Capable of being delivered via merchant plug-ins or bank applications, both these MyDebit Secure CNP enablements are designed to facilitate 3D secure payment verifications to assist fraud prevention in online debit card purchases. GHL Malaysia’s CEO, Kevin Lee said, “As the e-commerce industry continues to grow rapidly, we understand that merchants need reliable payment solutions to protect their business and their customers. With MyDebit Secure CNP, our merchants can now offer their customers a more secure and convenient way to pay online without compromising on their shopping experience.” Gary Yeoh, Chief Commercial Officer of PayNet said, “Malaysia lies within Asia Pacific, the ‘sweet spot’ growth region of retail e-commerce. This is alongside the rise of 3D secure payment authentication market which is set to exceed USD2.76 billion by 2030, again led by the Asia Pacific region. With MyDebit Secure CNP, PayNet aims to better support our ecosystem participants capture their share of these enormous opportunities and meet their customer demands for safer and more secure online CNP payments using the latest 3D secure technology protocols, regardless of size, type, or location.”  

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7 Apr 2023

WORLDPAY AND GHL TO ENABLE FRICTIONLESS DIGITAL PAYMENTS FOR MALAYSIAN MERCHANTS

GHL Systems Berhad partners with Worldpay, a global payment technology company to empower Malaysian eCommerce merchants with access to a variety of alternative payment options, including digital wallets, which are becoming increasingly popular among consumers. This partnership aims to help merchants stay competitive in the rapidly evolving eCommerce landscape in Malaysia. Due to the surge in online shopping as a result of the pandemic, merchants require a variety of payment options to ensure a smooth and hassle-free shopping experience for their customers. "Digital transformation is well underway in Malaysia's payments landscape, with digital wallets gaining significant traction both online and in-store. Wallet use is rising dramatically online, spiking from 16% of e-com transaction value in 2021 to 24% in 2022, while at POS wallets jumped from 15% in 2021 to 20% in 2022." - get the full report at https://go.worldpay.com/2023GPR for more insights on the trends and technologies that are reshaping the payments landscape.

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7 Apr 2023

WORLDPAY AND GHL TO ENABLE FRICTIONLESS DIGITAL PAYMENTS FOR MALAYSIAN MERCHANTS

GHL Systems Berhad partners with Worldpay, a global payment technology company to empower Malaysian eCommerce merchants with access to a variety of alternative payment options, including digital wallets, which are becoming increasingly popular among consumers. This partnership aims to help merchants stay competitive in the rapidly evolving eCommerce landscape in Malaysia. Due to the surge in online shopping as a result of the pandemic, merchants require a variety of payment options to ensure a smooth and hassle-free shopping experience for their customers. "Digital transformation is well underway in Malaysia's payments landscape, with digital wallets gaining significant traction both online and in-store. Wallet use is rising dramatically online, spiking from 16% of e-com transaction value in 2021 to 24% in 2022, while at POS wallets jumped from 15% in 2021 to 20% in 2022." - get the full report at https://go.worldpay.com/2023GPR for more insights on the trends and technologies that are reshaping the payments landscape.

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20 Mar 2023

NOTICE │ We are NOT Affiliated with GHL Capital

Please be informed that neither GHL Systems Berhad nor any of our subsidiaries within the Group of Companies are affiliated with GHL Capital Sdn. Bhd. For further queries and/or clarifications, please e-mail us at hdesk@ghl.com or call 603-6286 5222.

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20 Mar 2023

NOTICE │ We are NOT Affiliated with GHL Capital

Please be informed that neither GHL Systems Berhad nor any of our subsidiaries within the Group of Companies are affiliated with GHL Capital Sdn. Bhd. For further queries and/or clarifications, please e-mail us at hdesk@ghl.com or call 603-6286 5222.

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16 Mar 2023

LGMS, GHL TO BOLSTER CYBERSECURITY IN MALAYSIA'S CASHLESS ECONOMY

Kuala Lumpur, MALAYSIA: LGMS Berhad (LGMS) and GHL Systems Berhad (GHL) are collaborating to boost PCI (Payment Card Industry) security standards compliance for the merchant ecosystem, developed by LGMS to further strengthen the security of the payments landscape for consumers and businesses alike.   Representing LGMS at a signing ceremony  to mark the collaboration, were LGMS Executive Chairman Fong Choong-Fook and Executive Director Goh Soon Sei, while GHL System Berhad’s Malaysia CEO Kevin Lee represented GHL.   "Without the protection that PCI compliance brings, merchants could be vulnerable to costly attacks and data breaches. For non-compliant merchants, should a data breach occur, they could even face paying penalties ranging from US$5,000 to US$500,000" said Fong.   "Hence, this collaboration aims to 'simplify' the process for merchants to be PCI compliant, while giving them peace-of-mind that their cyber risks have been substantially reduced," he added.   Meanwhile, GHL’s Kevin Lee said that the company was pleased to have finally concluded the partnership with LGMS, which is set to benefit its merchant ecosystem, stretching over a vast footprint of more than 145,000 payment touchpoints in Malaysia.   "The PCI DSS security standards ensure that all companies that accept, process, store or transmit credit card information maintain secure environments at all times," he said.    Instead of assessing merchants manually, GHL would be able to better monitor merchants’ security posture and have access to their PCI DSS compliance report and evidence. In addition, GHL would also be able to track merchants’ yearly PCI DSS compliance status and progress, while having in place an automated tracking and reminder function for merchants’ PCI DSS compliance cycle.   Through this partnership, GHL's merchants would be offered LGMS' PCI Compliance Wizard (code name: Mercury) for them to assess their PCI readiness and compliance.   The Wizard platform, developed in-house by LGMS who owns the Intellectual Property (IP), is supported and powered by official PCI Qualified Security Assessors (QSA), simplifies the compliance process via step-by-step guidance, including for environmental, social and governance (ESG) tracking purposes as it also serves as a user-friendly tool for ESG data collection purposes.    Other key benefits for merchants include the ability to monitor their branches' postures, centralised and secure storage for PCI DSS compliance evidence, together with the Wizard serving as a one-stop solution for all PCI DSS mandated technical assessments.   Fong also shared that, following this development, LGMS has also initiated plans to deploy the Wizard platform worldwide as it supports merchants in other regions, too.   “We chose to kick off by partnering with GHL as it is ASEAN’s leading local non-bank acquirer and payment solutions provider,” said Fong. The platform supports global use, i.e. LGMS also have plans to deploy the platform worldwide, partnering with banks and payment gateways globally.   This initiative is in respect of ensuring compliance to the Payment Card Industry Data Security Standard (PCI DSS), an information security standard used to handle credit card transactions from major card brands, having been formed in 2004 by Visa, MasterCard, Discover Financial Services, JCB International and American Express.   Although the standard is mandated by these major card brands to better protect cardholder information and reduce credit card fraud, a substantial number of merchants are still non-compliant across Malaysia. This scenario stems from these merchants’ uncertainty about the process of getting PCI DSS compliant, coupled with them being unsure about the Self-Assessment Questionnaire (SAQ) to be fully compliant. Media release by LGMS Contact: Michael Ang External Consultant for LGMS Berhad mike.ang@alconsulting.asia

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16 Mar 2023

LGMS, GHL TO BOLSTER CYBERSECURITY IN MALAYSIA'S CASHLESS ECONOMY

Kuala Lumpur, MALAYSIA: LGMS Berhad (LGMS) and GHL Systems Berhad (GHL) are collaborating to boost PCI (Payment Card Industry) security standards compliance for the merchant ecosystem, developed by LGMS to further strengthen the security of the payments landscape for consumers and businesses alike.   Representing LGMS at a signing ceremony  to mark the collaboration, were LGMS Executive Chairman Fong Choong-Fook and Executive Director Goh Soon Sei, while GHL System Berhad’s Malaysia CEO Kevin Lee represented GHL.   "Without the protection that PCI compliance brings, merchants could be vulnerable to costly attacks and data breaches. For non-compliant merchants, should a data breach occur, they could even face paying penalties ranging from US$5,000 to US$500,000" said Fong.   "Hence, this collaboration aims to 'simplify' the process for merchants to be PCI compliant, while giving them peace-of-mind that their cyber risks have been substantially reduced," he added.   Meanwhile, GHL’s Kevin Lee said that the company was pleased to have finally concluded the partnership with LGMS, which is set to benefit its merchant ecosystem, stretching over a vast footprint of more than 145,000 payment touchpoints in Malaysia.   "The PCI DSS security standards ensure that all companies that accept, process, store or transmit credit card information maintain secure environments at all times," he said.    Instead of assessing merchants manually, GHL would be able to better monitor merchants’ security posture and have access to their PCI DSS compliance report and evidence. In addition, GHL would also be able to track merchants’ yearly PCI DSS compliance status and progress, while having in place an automated tracking and reminder function for merchants’ PCI DSS compliance cycle.   Through this partnership, GHL's merchants would be offered LGMS' PCI Compliance Wizard (code name: Mercury) for them to assess their PCI readiness and compliance.   The Wizard platform, developed in-house by LGMS who owns the Intellectual Property (IP), is supported and powered by official PCI Qualified Security Assessors (QSA), simplifies the compliance process via step-by-step guidance, including for environmental, social and governance (ESG) tracking purposes as it also serves as a user-friendly tool for ESG data collection purposes.    Other key benefits for merchants include the ability to monitor their branches' postures, centralised and secure storage for PCI DSS compliance evidence, together with the Wizard serving as a one-stop solution for all PCI DSS mandated technical assessments.   Fong also shared that, following this development, LGMS has also initiated plans to deploy the Wizard platform worldwide as it supports merchants in other regions, too.   “We chose to kick off by partnering with GHL as it is ASEAN’s leading local non-bank acquirer and payment solutions provider,” said Fong. The platform supports global use, i.e. LGMS also have plans to deploy the platform worldwide, partnering with banks and payment gateways globally.   This initiative is in respect of ensuring compliance to the Payment Card Industry Data Security Standard (PCI DSS), an information security standard used to handle credit card transactions from major card brands, having been formed in 2004 by Visa, MasterCard, Discover Financial Services, JCB International and American Express.   Although the standard is mandated by these major card brands to better protect cardholder information and reduce credit card fraud, a substantial number of merchants are still non-compliant across Malaysia. This scenario stems from these merchants’ uncertainty about the process of getting PCI DSS compliant, coupled with them being unsure about the Self-Assessment Questionnaire (SAQ) to be fully compliant. Media release by LGMS Contact: Michael Ang External Consultant for LGMS Berhad mike.ang@alconsulting.asia

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9 Mar 2023

VISA AND GHL PARTNER TO OFFER CONSUMERS INSTALMENT OPTIONS FOR IN-STORE PURCHASES IN MALAYSIA

Key Highlights: Visa announced its partnership with GHL Systems Berhad to enable Visa Instalments for in-store purchases. Visa’s instalment payment solution turns already approved issuer credit lines into buy-now-pay-later payment options at checkout for Visa cardholders. Visa cardholders can now conveniently pay for their purchases in equal monthly payments at more than 3,000 participating merchant outlets.   Kuala Lumpur, MALAYSIA: Today, Visa announced its partnership with GHL Systems Berhad to enable Visa Instalments for in-store purchases, a first of its kind initiative in Asia Pacific. Visa’s instalment payment solution turns already approved issuer credit lines into buy-now-pay-later payment options at checkout for Visa cardholders. Visa cardholders1 can now conveniently pay for their purchases in equal monthly payments at more than 3,000 participating merchant outlets in Malaysia, including local and international brands across various categories like Fashion, Jewellery and Electronics.   This is timely given that Buy Now Pay Later (BNPL) solutions have gained popularity amongst consumers. According to the Visa 2022 Consumer Payment Attitudes Study, at least two thirds (87%) of Malaysian consumers use BNPL for their shopping purchases.   The COVID-19 pandemic has impacted the spending patterns of consumers, who are tracking their expenses more closely, saving money for the future, and setting aside bigger budgets for essential items2. Consumers cited ease of use (54%), not needing physical credit cards to make payments (47%), and no processing fees (45%) as top drivers for using BNPL solutions1. Amitoj Sawhney, Head of Products for Regional Southeast Asia said, “As we move forward towards a digital-focused future, it is important that we continue to create products and solutions that meet the needs of our consumers and merchants. The introduction of Visa Instalments for in-store purchases reinforces our commitment towards providing innovative, convenient and secure payment solutions for our valued cardholders." Kevin Lee, GHL Malaysia’s CEO said, “Our expanded partnership with Visa underscores our commitment to empower both the merchant and consumer, further promoting financial inclusion. This partnership not only enhances the consumers’ accessibility to financial services but also help our merchants to increase conversion rates by providing flexible payment options.”Existing GHL merchants who have enabled Visa Instalments for in-store purchases include Mentari Unggul Optic, Spex Optic Group, Boston Time Square Sdn Bhd, Glories Gadget, E Spec Boutique, Oxford Optical, and other small and medium-sized enterprise (SME) merchants. 1 Participating banks include HSBC Bank 2 Visa 2022 Consumer Payment Attitudes Study

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9 Mar 2023

VISA AND GHL PARTNER TO OFFER CONSUMERS INSTALMENT OPTIONS FOR IN-STORE PURCHASES IN MALAYSIA

Key Highlights: Visa announced its partnership with GHL Systems Berhad to enable Visa Instalments for in-store purchases. Visa’s instalment payment solution turns already approved issuer credit lines into buy-now-pay-later payment options at checkout for Visa cardholders. Visa cardholders can now conveniently pay for their purchases in equal monthly payments at more than 3,000 participating merchant outlets.   Kuala Lumpur, MALAYSIA: Today, Visa announced its partnership with GHL Systems Berhad to enable Visa Instalments for in-store purchases, a first of its kind initiative in Asia Pacific. Visa’s instalment payment solution turns already approved issuer credit lines into buy-now-pay-later payment options at checkout for Visa cardholders. Visa cardholders1 can now conveniently pay for their purchases in equal monthly payments at more than 3,000 participating merchant outlets in Malaysia, including local and international brands across various categories like Fashion, Jewellery and Electronics.   This is timely given that Buy Now Pay Later (BNPL) solutions have gained popularity amongst consumers. According to the Visa 2022 Consumer Payment Attitudes Study, at least two thirds (87%) of Malaysian consumers use BNPL for their shopping purchases.   The COVID-19 pandemic has impacted the spending patterns of consumers, who are tracking their expenses more closely, saving money for the future, and setting aside bigger budgets for essential items2. Consumers cited ease of use (54%), not needing physical credit cards to make payments (47%), and no processing fees (45%) as top drivers for using BNPL solutions1. Amitoj Sawhney, Head of Products for Regional Southeast Asia said, “As we move forward towards a digital-focused future, it is important that we continue to create products and solutions that meet the needs of our consumers and merchants. The introduction of Visa Instalments for in-store purchases reinforces our commitment towards providing innovative, convenient and secure payment solutions for our valued cardholders." Kevin Lee, GHL Malaysia’s CEO said, “Our expanded partnership with Visa underscores our commitment to empower both the merchant and consumer, further promoting financial inclusion. This partnership not only enhances the consumers’ accessibility to financial services but also help our merchants to increase conversion rates by providing flexible payment options.”Existing GHL merchants who have enabled Visa Instalments for in-store purchases include Mentari Unggul Optic, Spex Optic Group, Boston Time Square Sdn Bhd, Glories Gadget, E Spec Boutique, Oxford Optical, and other small and medium-sized enterprise (SME) merchants. 1 Participating banks include HSBC Bank 2 Visa 2022 Consumer Payment Attitudes Study

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16 Jan 2023

GHL ENABLES PAYLATER BY GRAB FOR IN-STORE PURCHASES

Key Highlights: GHL merchants can now offer Grab’s PayLater via GHL terminals at checkout, allowing consumers payment flexibility for in-store purchases. Consumers can opt to buy now and pay the full amount next month OR in four monthly instalments with 0% interest. Senheng, one of the largest consumer electronics retailer with over 100 Senheng and senQ outlets across Malaysia is among the local retailers to benefit from this partnership.   Kuala Lumpur, MALAYSIA: GHL Systems Berhad (GHL) continues the rollout of PayLater by Grab for its in-store merchants, giving consumers the flexibility of making payment in the following month or in four monthly instalments, with 0% interest. GHL first announced the enablement of PayLater back in 2021 for online merchants. Current GHL merchants include All IT Hypermarket, Afterspring International, Thunder Match Technology, Astro GS Shop and many more. Through this expanded partnership with Grab Malaysia, merchants using GHL’s terminals can now offer their shoppers more payment options when making purchases in physical stores. GHL Malaysia’s CEO, Kevin Lee said, “We’re excited to partner with Grab Malaysia to extend PayLater to our in-store merchants. We believe that this offering is able to empower both the merchant and consumer, especially in this post-pandemic time with expectations of increased foot traffic. By enabling PayLater, consumers can stay on top of their budget and gain greater purchasing power, while driving sales for merchants.”  Amidst the gradual recovery in consumer spending following the reopening of borders and removal of travel restrictions last year, a frictionless and flexible payment experience is crucial to improve customer experience. Coming on board as a launch partner, GHL merchant and one of the leading consumer electronics retailer, Senheng group, has enabled more than 100 Senheng and senQ outlets in Malaysia to accept flexible payments via Paylater by Grab offering flexible payments to their loyal customer base of 3.57 million. Mr Lim Kim Heng, the Executive Chairman of Senheng said, “In an increasingly digitalised society, the consistent demand for consumer electronics will continue to grow. Our expanded range of payment modes including the Buy Now Pay Later (BNPL) option for our customers will help support affordability amidst rising inflation and interest rates, as well as boost our brand as an omnichannel retailer.”  Grab Malaysia’s Payments, e-Commerce, and Insurance head Lim Tien Ming said, “This partnership with GHL is timely as consumers are now more open to buying now and paying later (BNPL). In fact, a recent ResearchAndMarkes.com report highlights that BNPL payment adoption is expected to grow steadily, recording a compound annual growth rate of 35.4% during 2022-2028. Therefore, PayLater encompasses this and is a natural progression in our evolution of vast financial offerings through our platform as it provides more flexibility and encourages shoppers to shop responsibly.”  GHL merchants in Malaysia offering PayLater by Grab include Senheng, Natural Health Farm, Foto Shangri-La, MU Optic, Yes Optical and other SME merchants. Consumers can earn GrabRewards for every PayLater transaction, which allows them to enjoy more benefits and savings on Grab's platform.

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16 Jan 2023

GHL ENABLES PAYLATER BY GRAB FOR IN-STORE PURCHASES

Key Highlights: GHL merchants can now offer Grab’s PayLater via GHL terminals at checkout, allowing consumers payment flexibility for in-store purchases. Consumers can opt to buy now and pay the full amount next month OR in four monthly instalments with 0% interest. Senheng, one of the largest consumer electronics retailer with over 100 Senheng and senQ outlets across Malaysia is among the local retailers to benefit from this partnership.   Kuala Lumpur, MALAYSIA: GHL Systems Berhad (GHL) continues the rollout of PayLater by Grab for its in-store merchants, giving consumers the flexibility of making payment in the following month or in four monthly instalments, with 0% interest. GHL first announced the enablement of PayLater back in 2021 for online merchants. Current GHL merchants include All IT Hypermarket, Afterspring International, Thunder Match Technology, Astro GS Shop and many more. Through this expanded partnership with Grab Malaysia, merchants using GHL’s terminals can now offer their shoppers more payment options when making purchases in physical stores. GHL Malaysia’s CEO, Kevin Lee said, “We’re excited to partner with Grab Malaysia to extend PayLater to our in-store merchants. We believe that this offering is able to empower both the merchant and consumer, especially in this post-pandemic time with expectations of increased foot traffic. By enabling PayLater, consumers can stay on top of their budget and gain greater purchasing power, while driving sales for merchants.”  Amidst the gradual recovery in consumer spending following the reopening of borders and removal of travel restrictions last year, a frictionless and flexible payment experience is crucial to improve customer experience. Coming on board as a launch partner, GHL merchant and one of the leading consumer electronics retailer, Senheng group, has enabled more than 100 Senheng and senQ outlets in Malaysia to accept flexible payments via Paylater by Grab offering flexible payments to their loyal customer base of 3.57 million. Mr Lim Kim Heng, the Executive Chairman of Senheng said, “In an increasingly digitalised society, the consistent demand for consumer electronics will continue to grow. Our expanded range of payment modes including the Buy Now Pay Later (BNPL) option for our customers will help support affordability amidst rising inflation and interest rates, as well as boost our brand as an omnichannel retailer.”  Grab Malaysia’s Payments, e-Commerce, and Insurance head Lim Tien Ming said, “This partnership with GHL is timely as consumers are now more open to buying now and paying later (BNPL). In fact, a recent ResearchAndMarkes.com report highlights that BNPL payment adoption is expected to grow steadily, recording a compound annual growth rate of 35.4% during 2022-2028. Therefore, PayLater encompasses this and is a natural progression in our evolution of vast financial offerings through our platform as it provides more flexibility and encourages shoppers to shop responsibly.”  GHL merchants in Malaysia offering PayLater by Grab include Senheng, Natural Health Farm, Foto Shangri-La, MU Optic, Yes Optical and other SME merchants. Consumers can earn GrabRewards for every PayLater transaction, which allows them to enjoy more benefits and savings on Grab's platform.

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7 Nov 2022

GHL PARTNERS WITH ALIPAY+ TO CONNECT RETAILERS IN MALAYSIA WITH MOBILE-FIRST ASIAN TRAVELERS

Key Highlights: GHL merchants in Malaysia can now accept in-store cross-border digital payments by e-wallet partners of Alipay+, providing a seamless payments experience for inbound foreign visitors. Tealive, one of the largest lifestyle tea brands in Southeast Asia with 800 outlets across Malaysia is among the local retailers to benefit from this partnership. Kuala Lumpur, MALAYSIA: Foreign travelers visiting Malaysia can now pay using their domestic mobile e-wallets at over 40,000 retail outlets powered by GHL Systems Berhad (GHL), which is made possible through a partnership announced today with Alipay+, a global cross-border digital payments and marketing solution. An offering of Ant Group, Alipay+ is designed to enable global businesses, especially small and medium-sized businesses, to accept a wide range of mobile payment methods from various countries and regions, and better serve global consumers through simple technical adaption. GHL Malaysia’s CEO, Kevin Lee said, “Built on GHL’s long-term partnership with Ant Group, the latest collaboration with Alipay+ will further strengthen our shared goal of enhancing customers’ experience by providing convenience in their payment journey, as well as helping our merchants especially SMEs, increase business opportunities as Malaysia reopens its borders.” “We look forward to working closely with Alipay+ to continue expanding and offering the most comprehensive payments methods to all of our merchants across the region,” he added. With increasing foot traffic and economic activities back on stream following the reopening of borders and removal of travel restrictions, a frictionless payment experience is crucial to improve customer experience. Coming on board as a launch partner, GHL merchant and top regional lifestyle tea brand Tealive is enabling 800 outlets in Malaysia to immediately accept payments by e-wallet partners of Alipay+. The Alipay+ integration will further support Tealive’s efforts in improving customer convenience as well as strengthening its digital strategy. Ng Yau Chuan, Chief Marketing and Digital Officer of Loob Holding Sdn Bhd, which owns the Tealive brand, said: “At Tealive, we have always put our customers first. As such, we were among the earliest adopters of the convenient e-wallet payment well before the pandemic.” “Integration with Alipay+ is another key effort for Tealive to ‘breakthrough’ and deliver greater convenience to our customers. We are very excited and look forward to having stronger relationships with them,” he added. Commenting on the partnership, Cherry Huang, General Manager for Global Merchant Partnership, South and Southeast Asia, Ant Group said: “The pandemic has accelerated the adoption and preference towards digital payments among consumers, more apparently so in developing Southeast Asian countries which were cash-dominant in the past. Through working with local partners like GHL, we are committed to helping local merchants to further digitalize their payment functions and to achieve better operational efficiency and customer engagement with digital solutions like Alipay+, at the same time, creating a more seamless payment experience for the emerging mobile-first consumers.” As of October 2022, GHL has integrated Alipay+ solutions to over 40,000 merchant touchpoints in Malaysia. Users of Alipay+’s partnering mobile wallets can look out for the Alipay+ signage at all GHL merchants including Billion, Econsave, Eraman, Family Mart, Lotus’s, Mr DIY, MyNews, Village Grocer, Orange Convenient Store, Tealive and TF Value, and scan to pay with their home mobile wallets. 

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7 Nov 2022

GHL PARTNERS WITH ALIPAY+ TO CONNECT RETAILERS IN MALAYSIA WITH MOBILE-FIRST ASIAN TRAVELERS

Key Highlights: GHL merchants in Malaysia can now accept in-store cross-border digital payments by e-wallet partners of Alipay+, providing a seamless payments experience for inbound foreign visitors. Tealive, one of the largest lifestyle tea brands in Southeast Asia with 800 outlets across Malaysia is among the local retailers to benefit from this partnership. Kuala Lumpur, MALAYSIA: Foreign travelers visiting Malaysia can now pay using their domestic mobile e-wallets at over 40,000 retail outlets powered by GHL Systems Berhad (GHL), which is made possible through a partnership announced today with Alipay+, a global cross-border digital payments and marketing solution. An offering of Ant Group, Alipay+ is designed to enable global businesses, especially small and medium-sized businesses, to accept a wide range of mobile payment methods from various countries and regions, and better serve global consumers through simple technical adaption. GHL Malaysia’s CEO, Kevin Lee said, “Built on GHL’s long-term partnership with Ant Group, the latest collaboration with Alipay+ will further strengthen our shared goal of enhancing customers’ experience by providing convenience in their payment journey, as well as helping our merchants especially SMEs, increase business opportunities as Malaysia reopens its borders.” “We look forward to working closely with Alipay+ to continue expanding and offering the most comprehensive payments methods to all of our merchants across the region,” he added. With increasing foot traffic and economic activities back on stream following the reopening of borders and removal of travel restrictions, a frictionless payment experience is crucial to improve customer experience. Coming on board as a launch partner, GHL merchant and top regional lifestyle tea brand Tealive is enabling 800 outlets in Malaysia to immediately accept payments by e-wallet partners of Alipay+. The Alipay+ integration will further support Tealive’s efforts in improving customer convenience as well as strengthening its digital strategy. Ng Yau Chuan, Chief Marketing and Digital Officer of Loob Holding Sdn Bhd, which owns the Tealive brand, said: “At Tealive, we have always put our customers first. As such, we were among the earliest adopters of the convenient e-wallet payment well before the pandemic.” “Integration with Alipay+ is another key effort for Tealive to ‘breakthrough’ and deliver greater convenience to our customers. We are very excited and look forward to having stronger relationships with them,” he added. Commenting on the partnership, Cherry Huang, General Manager for Global Merchant Partnership, South and Southeast Asia, Ant Group said: “The pandemic has accelerated the adoption and preference towards digital payments among consumers, more apparently so in developing Southeast Asian countries which were cash-dominant in the past. Through working with local partners like GHL, we are committed to helping local merchants to further digitalize their payment functions and to achieve better operational efficiency and customer engagement with digital solutions like Alipay+, at the same time, creating a more seamless payment experience for the emerging mobile-first consumers.” As of October 2022, GHL has integrated Alipay+ solutions to over 40,000 merchant touchpoints in Malaysia. Users of Alipay+’s partnering mobile wallets can look out for the Alipay+ signage at all GHL merchants including Billion, Econsave, Eraman, Family Mart, Lotus’s, Mr DIY, MyNews, Village Grocer, Orange Convenient Store, Tealive and TF Value, and scan to pay with their home mobile wallets. 

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6 Sep 2022

INGENICO AND GHL INK A DEAL TO EXPAND GHL'S CUSTOMER BASE WITH A LONG-TERM PARTNERSHIP AGREEMENT TO BOOST PAYMENT EXPERIENCE IN MALAYSIA

Key Highlights: Ingenico, a Worldline Brand and Paysys (M) Sdn Bhd, a wholly owned subsidiary of GHL Systems Bhd ink a mutually beneficial agreement whereby Ingenico will sell some of its business and customer assets in Malaysia to GHL. The new operating model will leverage Paysys' extensive market knowledge and Ingenico's broad range of payment solutions to open up new opportunities with more customers and unlock new payment experiences.   PARIS, KUALA LUMPUR, 6 Sept. 2022: Ingenico, a Worldline Brand and Paysys (M) Sdn Bhd, a wholly owned subsidiary of GHL Systems Bhd. combine their business strengths to address the Malaysian payment market.  In this mutually beneficial agreement, Ingenico will sell some of its business and customer assets in Malaysia to GHL. By creating this new operating model, Ingenico will reinforce its presence in Malaysia leveraging Paysys’ extensive market knowledge and bring Ingenico's broad range of payment solutions to open-up new opportunities with more customers and unlock new payment experiences.   Paysys will commit to provide customers in Malaysia, Ingenico’s payment solutions, supplying hardware and software services. Ingenico will also provide Paysys with access to terminal management and professional services, and the deployment of its latest smart POS terminal AXIUM DX8000. The Android-based terminal offers a best-in-class digital experience while optimising performance, productivity and security, meeting Malaysia's consumer demand for advanced digital payments. Paysys will have the opportunity to join Ingenico’s PartnerIN programme, which would allow access to Ingenico’s technical, business, and go-to-market resources.   Frank Leong, Paysys’ Chief Operating Officer, said, “We believe this agreement marks another step towards offering innovative payment solutions and options for the payments sector, which presents a win-win situation for both merchants and consumers. Over the past two years, the payment landscape has transformed significantly and this partnership enables businesses to sustain their competitive advantage while ensuring the consumer needs of flexible and secure payment methods are met.”   Nigel Lee, Ingenico's Senior Vice President for Asia Pacific, said, "Building on our last 6 years in Malaysia, the agreement represents an expanded relationship between Ingenico and Paysys to provide value and meet customer demand as the young and growing technology-friendly population across ASEAN adopts digital and alternative payment methods. We are delighted to partner and expand with Paysys enabling them to deliver complete, integrated and advanced payment solutions to the region's customers and proud to support them in their growth journey."   With this partnership, Paysys is well positioned to play a key role in growing and developing the sector in Malaysia and benefitting from the changing and fluid payment space. This aligns with Ingenico's ambition to strengthen its position as an ecosystem enabler empowering commerce across all channels, simplifying payments and delivering innovative customer journeys.

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6 Sep 2022

INGENICO AND GHL INK A DEAL TO EXPAND GHL'S CUSTOMER BASE WITH A LONG-TERM PARTNERSHIP AGREEMENT TO BOOST PAYMENT EXPERIENCE IN MALAYSIA

Key Highlights: Ingenico, a Worldline Brand and Paysys (M) Sdn Bhd, a wholly owned subsidiary of GHL Systems Bhd ink a mutually beneficial agreement whereby Ingenico will sell some of its business and customer assets in Malaysia to GHL. The new operating model will leverage Paysys' extensive market knowledge and Ingenico's broad range of payment solutions to open up new opportunities with more customers and unlock new payment experiences.   PARIS, KUALA LUMPUR, 6 Sept. 2022: Ingenico, a Worldline Brand and Paysys (M) Sdn Bhd, a wholly owned subsidiary of GHL Systems Bhd. combine their business strengths to address the Malaysian payment market.  In this mutually beneficial agreement, Ingenico will sell some of its business and customer assets in Malaysia to GHL. By creating this new operating model, Ingenico will reinforce its presence in Malaysia leveraging Paysys’ extensive market knowledge and bring Ingenico's broad range of payment solutions to open-up new opportunities with more customers and unlock new payment experiences.   Paysys will commit to provide customers in Malaysia, Ingenico’s payment solutions, supplying hardware and software services. Ingenico will also provide Paysys with access to terminal management and professional services, and the deployment of its latest smart POS terminal AXIUM DX8000. The Android-based terminal offers a best-in-class digital experience while optimising performance, productivity and security, meeting Malaysia's consumer demand for advanced digital payments. Paysys will have the opportunity to join Ingenico’s PartnerIN programme, which would allow access to Ingenico’s technical, business, and go-to-market resources.   Frank Leong, Paysys’ Chief Operating Officer, said, “We believe this agreement marks another step towards offering innovative payment solutions and options for the payments sector, which presents a win-win situation for both merchants and consumers. Over the past two years, the payment landscape has transformed significantly and this partnership enables businesses to sustain their competitive advantage while ensuring the consumer needs of flexible and secure payment methods are met.”   Nigel Lee, Ingenico's Senior Vice President for Asia Pacific, said, "Building on our last 6 years in Malaysia, the agreement represents an expanded relationship between Ingenico and Paysys to provide value and meet customer demand as the young and growing technology-friendly population across ASEAN adopts digital and alternative payment methods. We are delighted to partner and expand with Paysys enabling them to deliver complete, integrated and advanced payment solutions to the region's customers and proud to support them in their growth journey."   With this partnership, Paysys is well positioned to play a key role in growing and developing the sector in Malaysia and benefitting from the changing and fluid payment space. This aligns with Ingenico's ambition to strengthen its position as an ecosystem enabler empowering commerce across all channels, simplifying payments and delivering innovative customer journeys.

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24 Aug 2022

MEDIA RELEASE: GHL PARTNERS ABLR TO EXPAND DIGITAL PAYMENT SERVICES

Key Highlights: GHL Systems Berhad, ASEAN’s leading payment solutions provider is excited to join synergies and expertise in the fintech industry with Ablr to further help in expanding digital payment options for both B2B and B2C transactions across our markets. Ablr will bring its BNPL expertise to support GHL in expanding their payment solutions, as part of the partnership between the two companies.   Kuala Lumpur, MALAYSIA: As part of its continued efforts in leading the region’s cashless revolution, ASEAN’s payment solutions provider, GHL Systems Berhad (GHL) has joined hands with Buy Now Pay Later (BNPL) player, Ablr, to offer enhanced payment solutions to the growing number of GHL merchants and consumers, providing even greater choice and flexibility when paying for goods and services.     By leveraging on Ablr’s white label proprietary platform, GHL will provide flexible payment terms in the market to deliver more financing options for its customers. Through this partnership, GHL’s merchant network is able to provide both Businesses and Consumers additional flexible payment options, without charging them any additional interest.   “This strategic collaboration between GHL and Ablr aims to deliver an enhanced payment experience that caters to both our merchants and consumers. With Ablr, our merchants will now have access to alternative payment methods which can scale their business by enabling bigger ticket purchases and build loyalty through value-added offers and deals,” said Sean Hesh, GHL Group CEO.   “This strategic partnership is an important milestone for Ablr’s efforts and commitment to Malaysia as an anchor for our regional expansion, and more importantly, for our mission to create honest and innovative financial products that help improve people’s lives. We are glad to have found a very forward-looking partner in GHL, who shares our ideals in driving financial inclusion with innovation. I am optimistic that this successful partnership will set a positive example for more collaborations with financial institutions and fintech providers as we advance our mission in Malaysia and the region,” said Ian Ow, Co-Founder and Group CEO of Ablr.   “We are excited to work hand-in-hand with GHL with our expertise – one that will translate into a frictionless merchant and consumer experience. Merchants and consumers are equally key when it comes to new payment offerings and together with GHL, we are building the infrastructure to support merchants’ growth and address the needs of tech-savvy consumers,” said Amanda Chin, Co-Founder and CEO of Ablr Malaysia.   Widespread customer adoption, new regulations and a five-year national digitalisation plan has pushed Malaysia’s fintech sector to grow by 27% in 2021 to 294 fintech companies. Payments still maintains the lead as the largest fintech segment in the industry, followed by lending, ewallets and insurtech. BNPL is another segment that witnessed strong traction in 2021 and is projected to grow by 109.5% on an annual basis. [1]     [1] Fintech Report Malaysia 2022

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24 Aug 2022

MEDIA RELEASE: GHL PARTNERS ABLR TO EXPAND DIGITAL PAYMENT SERVICES

Key Highlights: GHL Systems Berhad, ASEAN’s leading payment solutions provider is excited to join synergies and expertise in the fintech industry with Ablr to further help in expanding digital payment options for both B2B and B2C transactions across our markets. Ablr will bring its BNPL expertise to support GHL in expanding their payment solutions, as part of the partnership between the two companies.   Kuala Lumpur, MALAYSIA: As part of its continued efforts in leading the region’s cashless revolution, ASEAN’s payment solutions provider, GHL Systems Berhad (GHL) has joined hands with Buy Now Pay Later (BNPL) player, Ablr, to offer enhanced payment solutions to the growing number of GHL merchants and consumers, providing even greater choice and flexibility when paying for goods and services.     By leveraging on Ablr’s white label proprietary platform, GHL will provide flexible payment terms in the market to deliver more financing options for its customers. Through this partnership, GHL’s merchant network is able to provide both Businesses and Consumers additional flexible payment options, without charging them any additional interest.   “This strategic collaboration between GHL and Ablr aims to deliver an enhanced payment experience that caters to both our merchants and consumers. With Ablr, our merchants will now have access to alternative payment methods which can scale their business by enabling bigger ticket purchases and build loyalty through value-added offers and deals,” said Sean Hesh, GHL Group CEO.   “This strategic partnership is an important milestone for Ablr’s efforts and commitment to Malaysia as an anchor for our regional expansion, and more importantly, for our mission to create honest and innovative financial products that help improve people’s lives. We are glad to have found a very forward-looking partner in GHL, who shares our ideals in driving financial inclusion with innovation. I am optimistic that this successful partnership will set a positive example for more collaborations with financial institutions and fintech providers as we advance our mission in Malaysia and the region,” said Ian Ow, Co-Founder and Group CEO of Ablr.   “We are excited to work hand-in-hand with GHL with our expertise – one that will translate into a frictionless merchant and consumer experience. Merchants and consumers are equally key when it comes to new payment offerings and together with GHL, we are building the infrastructure to support merchants’ growth and address the needs of tech-savvy consumers,” said Amanda Chin, Co-Founder and CEO of Ablr Malaysia.   Widespread customer adoption, new regulations and a five-year national digitalisation plan has pushed Malaysia’s fintech sector to grow by 27% in 2021 to 294 fintech companies. Payments still maintains the lead as the largest fintech segment in the industry, followed by lending, ewallets and insurtech. BNPL is another segment that witnessed strong traction in 2021 and is projected to grow by 109.5% on an annual basis. [1]     [1] Fintech Report Malaysia 2022

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