Whether you’re an SME looking to expand, a merchant seeking working capital, or a business owner navigating cash flow challenges, our financing solutions offer the support you need. Fast, simple, and 100% online.

Key Financing Options

SME Digital Loans – Up to RM200,000, no collateral required

Receivables Financing – Flexible tenure from 3 to 12 months
Fast Processing – Approval in minutes, funds disbursed as soon as the next working day
Easy Repayments – Choose daily or monthly deductions
Competitive Rates – Starting from 1.5% per month

SME FINANCING

Designed for businesses aiming to scale, improve operations, or invest in growth.

  Loan amounts up to RM200,000

  Flexible tenure: 12 months

  Competitive interest rate: as low as 1.5% per month

  No collateral required

  Available exclusively for NTT DATA Payment Services merchants

  Fast processing – Apply online in just 5 minutes
Apply now


RECEIVABLES FINANCING

Short-term financing for businesses looking to accelerate growth or optimize cash flow.

  Loan amounts up to RM200,000

  Flexible tenure: 3, 6, 9, or 12 months

  Competitive interest rate: as low as 1.5% per month

  Quick disbursement – As fast as the next working day

  Easy Repayment – Choose daily or monthly deductionss

  Exclusive Rates – Special financing rates for existing merchants
Apply now






FAQs

As one of the eight approved pioneer 'Credit Community' providers under the Ministry of Housing and Local Government (KPKT), we are amongst the first to roll out digital lending services for its merchants in 2022. Digital lending will be an automated digital process encompassing onboarding, disbursement and repayment process to facilitate the whole micro financing journey.

Our SME Digital Loan is a lending product designed specifically for Malaysian SMEs and existing merchants who need additional funding. No collateral needed.

Quick and easy financing solutions to meet your business needs.
  • Loan amount up to RM200,000.
  • Benefit from flexible loan tenures of 3 to 12 months, ensuring the right financing option for your business.

A copy of one of the director's NRIC (front and back).

Yes, Stamp Duty and an Attestation Fee (1% of the loan limit and subject to SST) apply. These fees are deducted from the loan amount during disbursement.

You can reach out to us via email at sales@ghl.com

FAQ  |  Consent Form  |  Terms and Conditions  |  Privacy Notice


NTT DATA Payments Sdn. Bhd.
 C-G-15 Blok C, Jalan Dataran SD1, Dataran SD PJU9, Bandar Sri Damansara, 52200 Wilayah Persekutuan Kuala Lumpur.
 03-6286 3388

License No.: WL7152/14/01-3/080825 (9/8/2023 - 8/8/2025)
Permit No.: WP7152/14/01-1/080825 (20/10/2023 - 8/8/2025)